Letter: American Petroleum behind insurance crisis
I moved to West Maui in 2021. While my home survived the 2023 wildfires, the aftermath has been difficult in another way: insurance fallout. Coverage was hard to find before the fires, but in the months after, my monthly housing costs increased by 130 percent, my insurer dropped me, and I was forced into a wildly expensive mainland policy after a dozen rejections. This is not a functioning market and it’s baffling that this practice is not only legal, but commonplace. Navigating this broken system is overwhelming, frustrating, and demoralizing, and we are all paying the ...