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When going online for banking, eBay, PayPal, Google, Microsoft, email, Outlook and so on, the criterion for the password is always different.
I end up with 10 different passwords that I can't remember. Then they want you to have a PIN. Why would you need a PIN and a password? I really think the internet providers offer a service, but they make it so complicated, most people are confused trying to get in their account because of the password.
Then, they want you to reset your password. I could not remember my last password. Now I got a new one.
I really don't think someone like me is of interest to hackers trying to get my information. I am poor. The big corporations don't want poor people overloading the internet. They stop communication with password head games.
Terao Nakasone
Kihei